American Express has a digital prepaid account called Serve. The account is a great alternative to debit and prepaid cards. There are no monthly or annual fees that come with most prepaid accounts and debit cards.
Money can be sent through email, text, and Facebook. Subaccounts can be created to give money to kids for spending. Add money to your Account for free from a bank account. Or link a debit or credit card from American Express, Discover, MasterCard, or Visa.