First Trade Union Bank $100 Checking Bonus



• Open a new Virtual Checking before 3/18/13
• Earn $50 when you set up direct deposit
• Earn $50 when you pay your first bill using our online Bill Pay system
With total assets of over $629 million, First Trade Union Bank is a well-capitalized community bank offering a full complement of business and consumer products and services.  Founded in 1987, we have a long standing reputation for serving middle market, small business, unions and government entities as our core clients.  The Bank is headquartered in Boston and has offices in Massachusetts and New York.
Fine Print:
    • Open a new First Trade Virtual Checking account before 3/18/13. Application must be submitted by 11:59 PM ET on 3/17/13.
    • We’ll deposit $50.00 if you enroll in direct deposit and have at least one (1) direct deposit of $50.00 or more credited to your Virtual Checking account by 4/30/13. A qualifying direct deposit is defined as the direct deposit of a paycheck, salary, pension, or government benefits electronically deposited by an employer or an outside agency.  Bank-to-bank transfers between accounts held by the same individual, transfers between accounts both held at First Trade Union Bank, and deposits made via a banking location, ATM or remote capture process do not qualify.  In the event that we determine in our sole discretion that the activity on your account does not qualify, we will not be obligated to credit your account with the payout.
    • We’ll deposit $50.00 if you enroll in FTUB Bill Pay service and pay at least one (1) bill of $50.00 or more through FTUB Bill Pay by 4/30/13.
    • Virtual Checking account balance must be greater than $100.00 at the time the bonus(es) are credited to the account.
    • Bonus(es) may be credited to your Virtual Checking account individually or as a lump sum.
    • Bonus(es) will be credited to the Virtual Checking account within 60 calendar days after the direct deposit or Bill Pay services have gone into effect.
    • Maximum amount to be paid in bonuses is $100.00 per individual; if more than one Virtual Checking account is opened by one individual, only one account will qualify for this offer.
    • Bonus recipients are responsible for all applicable federal, state and local taxes.
    • First Trade reserves the right to discontinue or modify this offer at any time.

First Trade Union Bank


Finally. A checking account designed for the way you live today. This convenient, FDIC-insured online account has everything you need to bank without a branch!1 Never worry about maintaining a minimum balance or which ATM you have to use to avoid a fee again! If you’re looking for a hassle-free checking account, the Virtual Checking is the right choice!

  • Product Requirements2:
    • Open the account with $100.00 or more
    • Enroll in Online Banking – FREE!
    • Enroll in eStatements – FREE!
    • Elect to receive a MasterMoney® Debit Card – FREE!
  • Earn interest on balances of $1,000.00 and above
  • Foreign ATM surcharge rebates3
  • Free Online Banking, eStatements & Bill Pay
  • Free online internal & external transfers
  • Free first order of basic checks
  • NO monthly maintenance fees & per check charges
  • NO minimum balance requirement (after $100.00 minimum to open)
  • Direct Deposit available
  • Set up Overdraft Protection to a savings account and never worry about overdrawing your account again
  • FDIC–insured1


Accessing Your Funds


  • FREE internal & external transfers between your First Trade accounts and your accounts at other financial institutions


  • Making Deposits & Transfers:
    • Unlimited, fee-free deposits and balance inquiries at all First Trade ATMs & branch locations
    • Unlimited, fee-free deposits and balance inquiries at ATMs displaying the NYCE® Shared Deposit Program logo
    • Direct deposit
    • Unlimited deposits via postage-paid Bank by Mail envelopes
    • Make account transfers at all First Trade branch locations
    • Fee-free, real-time Account-to-Account transfers at First Trade ATMs using your MasterMoney® Debit Card to accounts at financial institutions that participate in the NYCE® Payment Network
  • Making Withdrawals:
    • Unlimited, fee-free withdrawals at all First Trade ATMs & branch locations
    • Unlimited surcharge-free withdrawals at ATMs displaying the SUMSM Program logo
    • Fee-free foreign withdrawals at ATMs displaying the NYCE® Payment Network or Cirrus® logos
    • Foreign ATM surcharge fees will be rebated each month!3

Rates & Fees
  • 0.20% APY4 on balances of $1,000.00 and above
  • No fees

Leave a comment

Your email address will not be published. Required fields are marked *